There are some things that change from state to state whenever you are dealing with car insurance. One thing that does not chance, however, is how you file a claim with a car insurance company if you are involved in an accident. However, today we are going to talk about how to file a claim for a Florida car insurance company. Remember, for the most part, this is going to be like filling out a claim in any other state. Let’s fact it; none of us want to be in an accident, but things happen. We are only human, and we can make mistakes. If you make one, you need to know what to do with your Florida auto insurance to get the most out of it. After all, we pay enough money for it, we might as well get something in return when we need them the most.
When you are dealing with Florida car insurance, you are going to want to document as much of the accident as possible. You may even hear people tell you this when you are going through Florida car insurance quotes. Whenever you get into a wreck you need to call the police right away and the ambulance. The police officer is going to make sure that everyone gets all their information taken down and can right down a statement from everyone. Now, you may see the need for the police officer when dealing with Florida auto insurance, but what is the ambulance there for if now one is hurt.? Well, you want the ambulance there so that it can be documented that help was there if they were injured. A lot of times people will say they are fine at the wreck site, and then a few days later go to the hospital. Most of the time they do this if you are the cause of the crash, because they know they will not have to pay for it. If you have documented proof that there was nothing wrong with them at the time of the accident, then you may be in the clear.
Now, the next thing that you are going to want to do is report what has happened to your Florida car insurance company. Let them know what is going on, because the more they know and the sooner they know, the more they can help you. Most Florida auto insurance companies have a 24 hour line, thus, you should be able to call in what has happened no matter what time of day it is.
Another thing that you need to do is to not talk to anyone about the accident except for the police. Unless you are talking to your Florida auto insurance company or the cops, it’s best to keep your mouth shut. Anything that you say, the other people can try and use against you.
Last, but not least, only get your car fixed after your claim has gone through. If you get it fixed too soon, then you may have to cover some of the damages yourself, because you will not be able to see them anymore. Remember, your Florida car insurance company may have to come out and see your car before you get anything for it. The best thing that you can do is just to drive safe and everything should be fine.